Filing a Florida Auto Insurance Claim is Easy

You’re involved in a car accident that wasn’t your fault. The resolution of an insurance claim could be straightforward, or it could be complicated, depending on the at-fault driver.

Even though the culprit should notify their insurer about the accident, you should also contact your FL car insurance provider or your about it. This is because the at-fault driver’s insurer may say there is no evidence of their client’s wrongdoing, so you should seek payment from your own insurer. Or worse, the other driver may not report the accident to their insurer, or they may not be insured at all.

It goes without saying that you should obtain the driver’s details and the name of his insurer immediately after the accident occurs (assuming neither of you are seriously injured).

What if the other driver lies or denies? All you can do is give an honest version of what you believe happened, get witness accounts if you can, and present any available evidence you have, such as a photograph of vehicle damage or vehicle positions you may have snapped at the scene.

Some accidents aren’t as straightforward as they seem. Fraudulent claims occur occasionally and these may involve drivers attempting to claim for pre-existing damage, or causing further damage to a vehicle after the accident in the hope of having the vehicle written off. And a small percentage of driver’s immediately turn their mind to the potential of an injury claim.

All you need to do is gather your information, and provide it to your Florida auto insurance provider or agent. Sorting out the truth of the matter can be left to the police and your insurer.